Andy retired in 2012 as a senior executive after 40 years of working experience on three continents. He is a qualified Chartered Accountant (CPA , CA). Andy set up Hammond Financial in 2014 because of his passionate belief in the huge advantages of unbiased financial advice.
Unlike many financial planners, we do NOT sell or endorse any particular investment or service and therefore you will receive unbiased and objective advice aligned to your financial goals and objectives.
Our fees are transparent since the work we will do for you and the related fees are agreed upon before we start.
We take the time to help you completely document and understand your financial objectives because the better you understand, the better your results will be!
We can provide a wide range of financial planning services from wealth creation and education plans for younger professionals to retirement plans for those approaching or at that milestone.
We recognise the importance of a face-to-face meeting, so we are available to meet you at a place and time of your convenience.
We will design a plan which is in accordance with your requirements and strike a balance between today’s needs and your future requirements.
Our fees are customized to your particular circumstances. Once our services have been agreed to by you, then we will provide a fee proposal. Our top priority is that you will consider the fees paid excellent value for money.
As a fee-only planning firm, our fees are based on time incurred. However we will provide a fee quote for your acceptance before any work is started.
Our initial one hour consultation allows you to meet us, discuss your needs and explore how we can help you. This is at no cost to you.